Be an informed buyer.

If you aren't certain, start by comparing the advantages
and disadvantages of buying or renting.

Determine your housing needs and wants to understand
what types of houses you should be considering.

Get your financial picture in focus as soon
as possible. Know your credit situation.

The best time to work on your budget is before you move.

Find an Agent that you trust.

Familiarize yourself with the mortgage process.

Get pre-qualified and pre-approved by a Mortgage Lender. Your Agent will need this, and it will strengthen your offer when you find a home.

Familiarize yourself with how to set a value on a house. This can save you a great deal of time and helps to avoid disappointment.

When you find an acceptable house, write an offer. Ask your agent how offers become contracts.

Negotiate your best deal using the information you have acquired.

If you haven't already done so, apply for a mortgage loan.

Have your agent arrange for a home inspection.

Learn about home warranties and what they protect.

Compare and secure homeowners insurance.

Prepare for your closing.

Make moving plans. If you plan to use a moving company, make comparisons and reserve time now.

Secure final loan approval and commitment from a financial institution.

Do a final walk through of your new house.

Final closing and settlement. Congratulations!